What’s the Deal with Cicilan 0% ?
This topic becomes important because this is one topic that creates dilemma for a lot of people.
Jadi boleh gak sih beli barang dengan mencicil? Kan bisa dicicil dengan bunga 0%?
(more…)
Azra & Dena’s Independence Fund
You’ll probably say, “You’re joking me!” if I tell you that we are preparing ourself to ‘throw‘ our kids out of our house. They are only 5 yo and 2 yo.
(more…)
…You Have 2 Options: Grow or Die!
Do you remember the phrase ‘economy of scale’? Back in my good old days as a Curtin student, I cant have enough of my microeconomics lecturer talking about how a company can profit from economy of scale.
(more…)
Gimana sih Prosesnya Membuat Plan
Dear Wina,
Can you please tell me how this planning thing works?
Jadi kalian memberikan rekomendasi investasi kan?
(more…)
You are Responsible with Your Own Finances
In case any of you are wondering why I haven’t update the blog. Well, no excuse. But I thought I should update you on what’s going on.
(more…)
Vision with Action Can Change the World…
Vision without action is merely a dream. Action without vision just passes the time. Vision with action can change the world.
When to Say YES and When to Say NO…
Have you ever been called by a telemarketer?
What’s your answer to them?
A Sad Story on Insurance
A sad story today came from a friend of mine.
She is 30 years old married with 2 kids. She just bought a unitlink insurance with coverage of Rp 1 billion. I said to her, well done. Then I popped the scary question, how much did it cost you? (more…)
Action Plan for the Newlyweds
A lot of Hard Rockers are newlyweds and they asked me these questions :
1. Who should be handling the money once we’re married?
2. Do we need separate accounts?
3. Who should pay for children education fund? Who should buy the house?