QMFinancial Planning and Consulting

DO YOU:

• Feel like your income continue to grow, but you always run out of money at the end of the month?
• Enjoy buying fancy items, but secretly you are so afraid because you have zero bank balance?
• Have never ending debt and worry that you may never be able to pay off your debt?
• Want to ensure your children has enough education fund?
• Want to maintain your comfortable lifestyle in your pension years?
• Have to work so hard lately and want money to start working for you?

• A Financial Plan is part of a journey to achieve ‘the ultimate goal’ = Financial Freedom.
  • Financial Plan – through “switch & activate your money” & properly directed investments.
  • Ownership of Active Assets – that can provide additional regular income
    
    
• Clients of QM Financial will be guided to go through 5 Stages to Financial Freedom.
  
  
• Stage 5 : FINANCIAL FREEDOM
  At this stage, the client & QM Financial will together manage Active Assets properly to ensure sustainability of Financial Freedom.
  
  
• 5 Stages – QM Financial services can be exercised by everyone, no matter how much you earn or the kinds of occupations you are in.
  
  
• A Comprehensive Financial Plan
  • Every client posses their own ‘unique issue’, therefore each financial plan is tailor made accordingly.
  • A document that summarise all your financial data in a clear & concise manner.
  • An objective opinion on your financial needs and conditions.
    
    
• Implementation Guide
  • Often neglected in the process, we provide 1 year contract – which can be extended annually.
  • Quarterly Review – allowing client to clearly appreciate the benefits of the financial plan.
  
  
  
• Tandem System
  2 financial practitioners will be appointed to tend to your needs and wants:
  • Client Relations Office (CRO) – who minds your aspirations
  • Financial Planner (FP) – who works on the financial plan.